@Peter ClaphamParamount bank in STL for conventional up to 4 units, just locked a cash out refi on investment property at 4% with $261 point discounts (a week and a half ago, rates may have come down more since then).American Bank for commercial real estate loans.Can’t help on private money lender recommendations, sorry.

What companies that are listed int he "Pro Perks" section for pro members do you all recommend? 

IRR is closely related to the net present value function: basically you have to discount the individual cash in/outflow amounts over the course of the hold period to the present day (given the time value of money). https://support.office.com/en-us/article/irr-function-64925eaa-9988-495b-b290-3ad0c163c1bc

I was just wondering if I can use my military discount at Lowes for business expenses? 

Often if it is something they can do at their office/home they will give you discount w/o a former rpt or onsite inspection.

I may even work up a BP discount for my fellow investors!

I like to hear the reviews of other regarding these two companies, I've had a longer relationship with BP but I don't want to totally discount PS.

It is a discounted brokerage demand lots of your time their schedule 24/7.

This is a key tool to knowing if you are buying at a discount or premium.

I'm giving a DEEP (~$70K) discount on what they would normally pay for the mandatory club membership purchase so it should be appealing.