The stock market probably will give you better return but at the same time the risk level is pretty hi.  

You've earned every pound of the trust of your members with your high level of integrity, honesty, generosity, creation of business tools, and your nonstop support for all of us!  

Moreover, consumer debt levels seem to be manageable.

Works out to 10.4% on average across the properties, which works for me given the level of service they provide and how effective they've been at raising rents during turn-overs, etc.

Life is full of risks.Assess the risk level of what you do!

If you go the multi or sfr route, then you can determine how many units you need at what level of cash flow in order to make it happen.

We are currently renting our row house in Philadelphia which we purchased back in 2011 and are looking to take our investment strategies to the next level.

I do not play at this level yet, but are lenders typically OK with the owner financing aspect outlined in this deal?

That level/quality of tenant is not trustworthy enough to use any other method and you are wise to be checking the property every two weeks.

You'll think it was too late coming and it will be years before you get the perspective that it's still ahead of many of the other people at your level-You'll finally learn to dress well when you're 36.