There is a microwave kitchen vent above stove that is always being used when cooking (electric), as well as turned on through the day to help exhale more air from home.

That's a wild card for me at this point, but I'll say $40K.

I called a couple of places to get an idea on how much insurance would cost me for duplex I planned on buying and they quoted me at 2k a month.

Take @Rebecca Knox ' advice - you need to evaluate the deal (more than the borrower) and be sure it has meat on the bone.

Ask if they are ensuring good ventilation-leaving the bathroom fan on for 15 minutes after showers and baths, using the range hood when cooking, keeping the place tidy (no big piles of clothes or stuff sitting in the corner).

Anyone interested please DM me at your earliest convenience.

I've pulled the numbers of refinancing at a 3.75% rate (current market rate), and that saves me about $173/mo overall, putting me at +$40.

The rental is located in Cook County Illinois, South Holland a suburb of Chicago.

Bilingual Spanish, sense of urgency, get things done quickly and accurately, fast learner, great cook, know all the good food spots, energetic, and super hungry to create wealth and always excited help others achieve their goals.

Out of state investment seems too risky for me at this moment, but again risks come from uncertainty and education will help.