They also have a GP who owns a construction company that specializes in apartments to do the renovation.

Also, wondering if it makes sense to look for companies offering loans under 75K of property equity, or is it typically better to consider private lenders?

At one of the meetings I learned that there is almost one insurance company covering Florida, Citizens. 

Smith If you could throw my company name out in the mix too in the future ;)  I've got over 80 ALL 5 Star Google Reviews with amazing customer service and 100% success on our loans with wholesalers.  

On top of that, Columbus has companies like Hyperion and Forsee Power coming to the west side. 

I believe there will be pretty high appreciation here, as many large companies are investing money in our area such as Intel, Google, and Amazon.

I also own a short-term rental management company that partners with other real estate investors and second home owners to 2-5x their returns while taking the headaches out of owning/operating STR’s.

There was also some recent legislation in Colorado that does not allow any Title companies to be involved with a sub-to transaction that involves an FHA or VA loan.  

Then again when away on vacation I did get smoked by another HVAC company for $2300 to replace a 40gall electric HW tank with a new dedicated circuit to the panel.

Third property was through owner-financing that we will pay off in six months using the combined rental income of all three properties.Our goal is to become a self-funding investment company, where the rental income pays for all new properties.