Then, you combine that with an action plan, and voila, your dream will become reality.

The bank's position would be 80%, but the CLTV (combined LTV) is 100%, since you're borrowing the $20k as well.

NOTE: you have to choose the BBCode radio button and not the HTML optionto cut and pasteI got a photo on how to use the @mention feature here in a reply posthttp://www.biggerpockets.com/forums/25/topics/73995-is-the-mention-function-working-for-others?

Had no idea what the heck they were doing, looks like a combination of basketball in tactics and firing the ball in the goal.

Just got the credit back on the lady and she is stellar with credit lines and no debt.That is their combined income.

I envision a point in the future at which the combined rental returns from the properties will eventually exceed the yearly contribution limit for the IRA, hence my question.Thanks

My situation and house layout may be very different than yours, but in general I would not sacrifice kitchen space or functionality by setting stairs there.

It was actually a combination of being so deep into reading posts and not about "how to use this site" so I got it now. 

@Joshua Dorkin [Grrr... the tag function isn't working for me either]

That's a function of the evolution of the industry from black to gray to...green?...