I'm also concerned at the moment with covid and the ability to find roommates and also be comfortable living with people I don't know. 

You do need qualities that very few people have e.g. the ability to understand and see a clear path that will result in reaching you projection.

On my last deal I had taken the lender's ability to close for granted, and lost the loan two days before close.

I mean just going into a deal with no ability to close and telling the seller your a cash buyer..

That will speed up scaling rather than just waiting for your ability to save up multiple down payments.

Historically low interest rates and the ability to work from home are only increasing people moving and homebuyer demand.

@Paul RyanGoing to try and answer to the best of my ability but I am not a cpa or a lawyer and can’t give legal or tax advice.Typically you are not able to offset the depreciation recapture tax.

I really do it for the lend-ability of a W-2 job (I usually buy with HM and refinance) and the educational aspect. 

You have the ability to increase the value of a larger asset that will generate more revenue and combat vacancy much better than a SFR.

any lenders here or realtors that have used any Does it harm or hinder your portfolio or ability to aquire more properties in the long run?