For older, retired couples, health care is a huge expense and if you deplete most assets on taking care of one spouse, having a big lump sum come in and help the other person is HUGE. 

Just an FYI that this may require the filing of a partnership return.There are certainly things you can play around with when you have a business such as wholesaling(retirement accounts, health insurance deduction, home office, etc)Make sure to talk with a professional who understands taxation when it involves wholesalers.

If you also have examples for me to study or scenarios for me to practice, that'd be amazing.I come from a family of extreme generational poverty and I am trying to break free from that despite life continually handing me setback after setback, struggling with mental health, and now my relationship being on the line when it was the only thing making me happy.The market I would be in I imagine is my area (Appleton in Northeast Wisconsin) unless remote wholesale is something that someone has good information about and feels it'd be beneficial to my specific scenario here.Sorry for the long post or if I had over shared, but I want to make my ambitions and reasonings clear so that my extremely difficult timeline doesn't immediately make me seem like I am delusional in the amount of work it is going to be, especially while working as much as I do at my W2 job.

Just because an HOA has a large number stated on their financial report as "reserves", has very little bearing on the ACTUAL long term financial health of the HOA.

Restaurants are subject to city health inspectors.

Second, our tenants sign a lease addendum that specifies, among other things:1) I/WE UNDERSTAND AND AGREE THAT IT IS OUR CHOSEN RESPONSIBILITYTO MAINTAIN THE QUALITY AND INTEGRITY OF THE ABOVEMENTIONEDPROPERTY, AND THAT WE WILL PERFORM, OR CAUSE TO BE PERFORMED,THOSE MAINTENANCE TASKS WHICH INCLUDE, BUT ARE NOT LIMITED TO:KEEPING THE CARPETS AND FLOORS CLEAN AND UNCLUTTEREDREPLACING THE FURNACE FILTER AT LEAST EVERY THREE (3) MONTHSKEEPING WALLS AND CEILINGS FREE OF MARKS, STAINS, AND DAMAGEMAINTAINING A CLEAN, PEST-FREE INTERIORKEEPING ALL APPLIANCES CLEAN AND WELL-MAINTAINEDREPLACING THE BATTERIES IN SMOKE DETECTORS AND THERMOSTATSCLEANING GUTTERS AND DOWNSPOUTS AT LEAST EVERY SIX (6) MONTHS 2) I/WE UNDERSTAND AND AGREE THAT MANAGEMENT WILL CONDUCTSCHEDULED SAFETY INSPECTIONS OF THE PROPERTY TO ENSURE THATADEQUATE MAINTENANCE IS BEING PERFORMED AND I/WE AGREE TO FULLYCOOPERATE IN THE SCHEDULING AND PERFORMANCE OF THESE SAFETYINSPECTIONS.So, when it's Safety Inspection time, we just call up the tenant and schedule one.

We have a pro-business environment, we are at the heart of the Animal Health Corridor, and we are one of the top cities for tech industry growth, remote work, and migration gains.

For me, most likely, I will be purchasing at the end of the year or early 2024.Again, when it does come time to purchase a property, I will end up going VA or FHA Loan route, most likely VA.The focus is still on getting my health and finances together, along with personal growth and maturity.

And $100k is $8,333/month BEFORE taxes, health insurance, pension plan (not voluntary).

Also, check out all of the HOA docs that you get during due diligence to assess the health of the HOA.