However, as a millennial with only 80k in income actually moving into the property and claiming NY residence would have been financial suicide.  

Start there it will offer many more options and choices than the 'loan officer' at your bank branch.

as @Jonathan Greene noted, though, it's actually kinda hard to separate encouragement from advice. 

NO owner knows of creative scenarios (sub to, seller gives a 2nd note for their equity, seller takes an option to sell...).   

Experts in the field actually don't recommend removing that.

Pricing and rates change constantly so if you are seeking cash out of a rental property you can entertain a second DSCR equity loan up to 70CLTV to keep your first in place or take a look at a full new cash-out option.

They are now offering a damage protection plan  and  cancellation insurance with an additional optional fee cost to the guest.

I seriously want to know your screening procedures.Based on the link Russell Brazil posted, it appears that there are actually 9 failure to pay rent cases, two times she's been in jail, and once she sued one of the landlords who had sued her.

Depending on your deal, there may be better options than hard money to get things started. 

Hi Paul,On top of softwares like AirDNA, you can check the actual listings on Airbnb!