And again, put yourself in the shoes of the money lender; they are not there to take reckless and uncalculated risks; any risk without mitigation option is not worth it.Again, @Rod Desinord asked a question: which HML did you work with that does not require skin in the game?

Compare that to their cheapest engineered flooring at $0.891/sqft.I'd also like to point out that if you order trim online from Home Depot it is cheaper than going in store at Home Depot or Lowes (for shoe moulding and base moulding at least).

Rentometer shows average 3/2 SFH rent in San Diego rose over $800/month YOY and Redfin shows YOY appreciation was 11%.  

Especially if you’ve never been.If you’re in California, and are considering any training or education, you are welcome to join one of our free local meetups just to meet others in your shoes or who have been there.

Is there a base shoe?

Real deals are not all candy and roses!

These are are the questions I'd ask myself if I was in your shoes.

Put yourself or your loved ones in their shoes.

Hello BPers,I am a buy a hold investor in the golden horse shoe of Ontario, Canada, and currently own 2 properties. 

As an aside, Christmas Tree Farms and Pumpkin Growing operations, generate the 2nd,and 3rd largest  returns for consumer agricultural products in the country (right behind roses growing operations - Valentine's Day) with the shortest demand cycle in the countr.