You should not calculate that in your review honestly.Curious if you have the cash for that debt why not just pay it off as the interest is probably burning a big hole in your pocket

Because we are within the coastal area, my architect is saying that I need to pay an $18,000 application fee to the coastal commission and the waiting time to be approved is 6-9 months.  

I doubt they will pay for the repairs, but they should want to work with you to prevent it from happening again.

Fake "bookings" where you pay yourself are also breaking the rules, now the IRS rules.

Also get sellers credit to not have to pay as much closing cost! 

Does he pay ?

To me, plenty of free information on the internet on how to learn how to give someone with no money unsecured loan in the hopes they pay you back. 

In fact, we ended up paying a bookkeeper $450/month plus the $90 subscription to QB online to manage our relatively small portfolio.

Get what you pay for our houses sleep 13 each and our linen and clean fee is $415.

You have to find a great deal , in a good area , find a great contractor  who can get things done fast and priced right  ,  you have to then find a great tenant who will pay the rent .