I've spoke to 8 different banks, a mix of national and local lenders.Source of down payment funds, if applicable: N/AIncome Source:Goverment employeeGross monthly income (optional): N/AMonthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: N/AFICO: Low 800sCredit issues: NoneAdditional details: So I went through the Better Mortgage link on the site got some more detailed quotes.

Just another thought to throw in the mix :)

That being said,  I would like to start acquiring multi family properties with maybe some flip houses in the mix but am currently cash poor, can't borrow against  the property due to cloud issues and the pending loan for the mini storage units, and my wife would have my head if I borrowed against the house.

Second the walls should be cleaned of loose material and then parged with a suitable concrete mix (think of it as plastering).As for your purchase, basement wall issues are not rocket science or the end of the world, just need to be professionally dealt with.

****What I'm coming to the BP community asking is what are some good markets to look in, just tips to get our search started:-  Looking for AirBNB friendly areas (I'm from OR so we have a mix of short term friendly and then some VERY unfriendly counties / cities)-  Path of progress / growing markets-  Thoughts on Tucson itselfThank you!

If you shampoo your carpets, forget about buying the high dollar Bissel and Rug Doctor carpet shampoo mixes. 

I am getting some mixed reviews on the area.

All the same units or a mix?

@Paul Welden @Michael GaryI mixed up the numbers...A minimum of 210 days must have passed since you closed your original home loan when attempting to refinance.However, you still have to occupy the home for at least a year when using FHAMy apologies.

Then you get the BRRRR mixed with the hack.Honestly, though, anything you choose to do will reward you in real estate investing.