I also am a college degree holder and I am now 60 years old and I had a real estate broker license for about 30 years but never used that on a full time basis.  

It just boils down to what you are trying to say is debts can be paid off quicker paying in chunks borrowing from a HELOC rather than just taking that same money and just making extra payments to principle to your current mortgage holder. 

This includes the seller maintaining property insurance in their name with the buyer added as additional interest and mortgage payments being made from an account in which the seller appears as bank account holder. 

Here is the exact language from the course I'm currently working on:"Any type of business entity that engages in real estate brokerage and that is required to be required to do business in the state of Texas with the Secretary of the State is required to be licensed as a broker.This includes corporations, limited liability companies, and partnerships.A business entity that receives compensation on behalf of a license holder is required to be licensed as a broker.

I'm analyzing a 1st position NPL to buy for which the current note holder has started foreclosure.

It would look like this:9% APR on $120,000 secured by a property currently assessed for $145,000. 12 month call, 6 months of payments held in escrow for note holder's security, 6 months payments available in bank. 

The account holder name has to line up with all the other documentation.

Jay, the holder of the second would be a defendant in the first mortgage foreclosure action.

Apparently, the previous title holder (the one who lost it at the sale) can actually come back and sue for the property years later.

We took this disaster personally as we love Asheville and have visited many times.When there's an official presidential disaster declaration (there was), flood insurance policy holders should apply for FEMA assistance in addition to their flood insurance claim.