I’ve got the age old question of whether we should sell our townhome or keep it and make it our first rental.This is my first post on BiggerPockets so please let me know if I have left out any information that may be helpful in the analysis.Single Family TownhomeBuilt: 2001Purchase Date: 2008Purchase Price: $270,000Property Tax: $5700/yearHOA: $125/monthWater/Sewer: $1320/year (Must be paid to county by home owner)Insurance: $800/yearMaintenance Costs: $400/year Other planned future costs: Roof (in about 5 years, ~$5000), water heater (in 7 years, ~$1300 including labor), water softener (in 5 years, $500)Current Mortgage (Refinanced in 2012)Term: 15Rate: 3.375%Principal: $140,000Market Value: $230,000 (Upstate NY market with minimal appreciation expected)Rental: $2000/month ($2200 possible but I want to be conservative)I was also considering refinancing to a 30 year mortgage to help with cash flow but I’m not sure if it is worth the $4000-5000 in closing costs to refinance.Normally I would not consider this a good rental property because of the low/negative cash flow.

The information on each transfer is then given to the local town Tax Assessor office. 

Securities rating companies providing information that was "not meant to used to make investment decisions". 

That's just a bit of information on how I ended up here.

He's owned them for maybe 5 years, which is nice for information because on BP you only getting the newbie turnkey investors.This is what he said (DGI is investing in stocks with high dividends): Dividend Growth Investing (DGI) >>>> Turnkey Investing.

BP has all the information on real estate served up on a silver platter.

My lawyer dropped the ball as well by informing me only 19 days prior to our due date.

Thanks for all the information and help.

@Baxter WilsonAttended ReTrainers 2-day exam crash course last weekend and passed my exam this past Tuesday on the 29th.What you'll receive in the 2 day training and with so much info it will be very beneficial.Google "Retrainers" as a keyword and their website will have all the detailed information you seek..Good luck...

Also to find that information out you go to the cook county recorder of deeds.