Not only will it have a negative effect on landlords, I would imagine some owners of single family homes will choose to sell to an owner-buyer, thus reducing the number of rental properties on the market, making it more difficult for renters to find places to rent.

Looks like there is a lot more movement this month in Dallas-Fort Worth!

I'm curious what others are doing in this area and how worried I need to be about it (e.g. should I be thinking more than increasing the umbrella).

NO lender is going to send you copy of their bank account.. they might have to prove up to a seller or the sellers agent but never send it to you right out of the gate.. and all the other things you discovered its just an off shore scammer trying to scam those that dont know what they dont know.

However, lately, I've been researching co-living and short-term rentals, and I believe the property would be more attractive with a restored pool.

If you try to charge more than your property is worth it will sit empty.

Sorry but can you be more specific?

Im focused mostly on the permanent financing part of the equation and dont currently offer hard money/ABL lending products, but I'm more than happy to connect you with everyone.

My house is paid off but I’m at a dead end job and would really like to start building more wealth. 

Others may leave off various fees that aren't discovered until closing.