The contingency for owners of multi-family properties is that they cannot proceed with evictions against tenants who are directly impacted by covid-19 during the forbearance period.I have a few other properties (2 & 3 unit properties) that have conventional financing and insured by Fannie Mae, I am prepared to withhold April's mortgage payment on these properties until the rent payments for the month shake out and I see what the NET collection number is.

I used to have a credit score in the 760s but I bought a distressed property and used credit cards to rehab it, causing my credit score to drop to around the 600-620s, but my plan was to do a cash out refi on 5/1/2020 (that'll be 6 months since I bought the property via hard money) so I can pay off the debts.Is there anyone who can lend 30 year fixed conventional investment loan with lower credit?

You can't do any conventional A paper residential loans in the name of an LLC. 

You need to research an Article V Constitutional Convention. 

-while a large group of residential tenants are asking for help with rent that is due (this is a bit disturbing in that we have not even passed a pay period for many tenants which shows that many do not have an emergency fund in place) I am getting much fewer requests like this compared to the percentage of commercial tenants asking for help (i would estimate around 6% of our residential tenants so far although I am sure more will contact us soon)-many owners of residential rentals have conventional loans which in my opinion will have a greater chance at qualifying (greater than a commercial loan) for the government programs that I hope will roll out soon.  

Since it wasn't conventional loan their fees and rate etc are little high.

Conventional/FHA financing is 99% of the time not an option.I then refinance out of the short term loan into a long term loan.  

Conventional 30 yr fixed with 24% down through a local bank.

This is a probate sale "sold as is" and we have it under contract for 148k 10% down conventional loan.

conventional mortgage(530k left in principal) refinancing on primary residence, currently at 3.75%, offerd at 3.37%, 2500 closing cost will be added in mortgage, so after recouping in 11 months I can get discount of $226/pm.worth it or wait a while for better rates ?