I am debating weather or not having making a tenant pay rent on a smart phone/ or computer that would require internet is ethical. 

Generally, fix and flips, the weather and climate will impact your business, the south will give you more work days under more pleasant conditions.Look at regional medical centers, hospitals that have more specialties that serve a larger regional area are an excellent economic anchor for any community.

It depends on the city and the weather.  

Plus, they're basically maintenance free-  the resistive heating element has no filters, needs no cleaning.

Could be new tax laws forcing companies to leave, an increase in crime rate, bad weather (many people have moved south in recent years to escape the cold), health or environmental factors, etc.Immigration- Just as important- what is bringing people in?

Now if a certain area can weather the last GFC storm you can imagine how that does in more normal times.

The last thing she used him for was a "earthquake resistant" install of a large mirror. 

Putting forth good fundamentals in your loans with ensuring borrowers can earn equity; proper allocation of needed advances are set aside and try remaining objective with your loan treatments as opposed to forcing a loan to bend to your will help weather the storm.

If the money's been weathered 60 days, most lenders can and will count it.  

A huge draw to this region is the mild weather.