Typically you’d send it to your title company and then to your lender if you’re using one.

As long as you are using them they typically won't close them on you.

This kills them for about 10 years, which typically means this is a permanent fix. 

The 70% that they typically refer to is a very common LTV % of the ARV for Hard Money lenders.ARV x 70% = max loanmax loan - repairs - closing costs (hard money origination fees, title fees, state fees) = MAOHopefully that helps, but like I said the closings costs vary by lender.

Hi @Michael White I am currently using a great guy, David Painter out of San Diego, his company does design, draft and permit. 

I was a 10 minute jog from the beach, was commuting opposite of the traffic, and lived within walking distance of almost everywhere I typically went. 

I don't know how typical the lawyer fee is for hard money, but I haven't seen that before.

@Tyrel McAllister In my younger days, I wanted at one point to start a business selling novelty baseball caps, we entered the investment pitch wearing off-color hats for comedic relief and were dismissed rather rudely before we could even begin.

I’ve Just received today one of his emails...definitely it looks like one of these typical emails from scammers....stay away!

Not a lawyer - but typically the home inspector is liable for only the cost of the inspection.