Sometimes, when I'm really stuck in the middle on deciding to pull the trigger, then I pick a number that will make the decision for me.

You're not transferring titles or anything that would trigger a complete reassessment to step up your basis. 

Study, learn to the point you can articulate REI to someone else, then pull the trigger. 

When you feel you are confident enough to pull the trigger, you will pull it before you know it. 

Just a matter of whether we pull the trigger or not.

Find a mortgage broker before pulling the trigger and describe the situation and see if financing is possible.

@Jack Inman That’s the plan, I don’t plan on pulling the trigger on another property for at least another year to so I need save up the capital and during that time I’d like to attempt to build a team to work with

I’m watching the market trying to determine when the equity growth has slowed enough to pull the trigger.

Joe is right though I’m at 5 and sometimes I want to rip my hair out. 2 or 3 no problem.My market PMs charge 40% so the people using them don’t make money. 

I could even just charge my 42% down payment and be happy with that and manage the transfer of funds free of charge for 10-11 years.This deal is going to happen and all I am trying to do is create options that will trigger the seller to sign my contract.