I don't have her credit score, eviction history (just WOM form her landlords - all good things to say about her), or criminal history that you would normally get from a background check.

Have good credit.

Most realtors can not get much loan due to nature of his un-predicable income as 1099 and have terrible credit score issues.

What if it's vacant AND you have credit card payments?

The Bank send a 1099 for the charge off for this Tax year. 

there are many tax complications?

If you do, keep the balance low and take advantage of the zero interest balance transfer option on credit cards.

So, they got to stay in the house and fix their credit for 2 years while they fixed their credit and could then refinance to buy my Option back.

Our credit scores took a big hit recently as we have been helping my son with his custody case, so we maxed out our credit paying for attorneys and all that fun stuff, then we had a late payment.

Over one million apartments were “abandoned” to the tax authorities in NYC in the 1970s by landlords who saw no way of ever turning a profit or even selling their property for more than they owed in taxes.