Looking at my post, I should have been more clear that when I'm saying 'exec rental' I just really mean that it is a longer-term rental to a business person, or family new to the region for business.

If you are using a local bank or credit union, you will have a better chance of working through this than with larger regional or national banks.

He signed up for a real-estate course in June after being furloughed from a managerial position at a regional restaurant chain.

There will be commonalities but also differences that vary by tenant and asset class of how to underwrite.A national tenant in retail will be different for a regional tenant and a mom and pop tenant.

One nice feature is that they offer a la carte services, so you can have them handle everything, most things or just a few items.City or regional level players.

Unseasonably cold weather gripped the country in February, with deadly snowstorms lashing Texas and other parts of the South region, curtailing sales.

Using Owner Occupant financing is the best way to acquire rentals - you'll never find better leverage.While this is generally a seller's market in the region, there has been some stagnation in the real estate market around the Harbor, in particular in Canton, which is showing up as higher DOM.

@Garrett Terrell in addition to what John mentioned, it also depends on the type of policy the insurance is, where you are located (because insurance is rated differently across different counties, states, and regions), potential CAT losses (TX is different than CA, which is different than FL, which is different to other states), and even down to your individual underwriting score with that company.Lots of moving gears that makes your questions a very loaded one that will differ person to person

Without knowing your entire financial picture, it does seem that you’re capable to sustain it as you do not have a debt and are still able to take the depreciation, deduction, vacancies, in your taxes so it’s still alleviating some of your tax liabilities. 

This example involves the 20 unit School House Apartments, which belongs to a larger portfolio in the region.