Inventory for single family homes continues to be very tight and I see the best opportunities to invest in single family homes in established and emerging areas. 

From what I understand, equity on a property is the amount of money a property is worth minus the amount of money owed on the mortgage on the property.At least one article has said that the principal remaining on the mortgage is the only component of the mortgage that is accounted for when determining the amount of money owed on the property’s mortgage when calculating the equity one has on a property.I am not sold on just factoring a mortgage’s principal into the amount owed on a mortgage because if interest is also owed on the mortgage for the property, the interest should be accounted for in determining the amount of money owed on a mortgage, correct?

If you have good credit (700+) and you're looking at a long term, single family rental, my guess is you'd fall in that 7.5-8% range.

You can do 15% down if an investment property that is a single family residence if the DSCR ratio is a 1.2 or above. 20% down is a DSCR 1 ratio or above. 

However, I'm seeing SO MANY properties that are zoned as Single Family, yet they have 2 units - either a MIL suite or just an addition that's been built. 

Hey Melvyn, I’m considering of a single family home 3/2 or 4/2 in the Cypress area.

Purchase price: $390,000 Cash invested: $20,000 single family home located in a diverse and well developed area.

Like many of you here, that single episode was a game-changer for me.

Account Closed"I wish I owned fewer condos in San Diego" -said no one everAll kidding aside... this is tough one because these are very different options, and all we know about you is what you posted. 

The advantage to Kwikset is you can rekey the lock but Schlage's smart features, security, and reliability (even in the mountains with single digits or below) make it our go-to for now.