(owe $15,000) very low interestLive at parents rent free- $0 monthfurniture credit card- $2400/$6000 $150 a month. (0% interest)Discover card - $3369/$4000 $150 month ( 0% interest) Navy fed card- $2,700/$11,000 Navy fed card - $13,000/$16,000Around 5 other credit cards which have no balance on them.Assets:I own a 2014 BMW 550i which is worth around $15,000. 

This is a test of your risk tolerance. 

Its free and they have screening portion and lease agreements

Think diversified income, ability to market effectively, no risk of OTA algorithm changes that have negative impacts, etc 

You will learn much more, you will be safer, and you will eventually grow enough that you can delve into new methods without as much risk.

Some are free, some are paid entrance.Are you thinking of buying when you hit the ground here, or leasing?

If currently don't have any experience with building, a renovation type project is likely going to give you a wealth of knowledge with less risk then new construction.

I understand this will vary from person to person and could be a debate so feel free to PM me if you have some thoughts.

Only 1 CRE property on the schedule of real estate all increase risk, so your lender would combat each risk point with offering lower leverage.

I love that the rate is fixed for 10 years, but the PPP is only 3 - best of both worlds, if you are that Texan: if rates go up, you're protected for a decade, but if rates go down you can refi penalty-free after only 3 years.Credit Union - This is a Washington State credit union, coming in strong with that 30 year amortization producing a lower payment.