At the same time, you're losing money by not raising immediately.If they are more than 15% below market, I prefer to move them out and start fresh. if they are 10-15% below market, I'll consider keeping them with an increase.

So, you could build a CD ladder, and when a particular owned CD's interest falls below the savings account interest rate, break the CD and roll into a fresh one at a higher rate.For comparison, my local credit union, NCSECU, offers 0.85% on a 60mo note, and 0.10% on savings.

This particular individual had lost their spouse and a son within a 6 month period and wanted to move into an Independent living apartment so he didn't have to take care of the house and yard and to be honest I think he just wanted a fresh start.

(this house was a fresh remodel 12 months ago).

New kitchen, new flooring at basement and first floor, and fresh paint.

And should the parent and the son both be listed as "jointly and severally liable" even if the screening reveals the son is not in a position to assume this responsibility independently?

I am 56 now, but at the time I was 25, fresh out of the US Marines.

I would like to ask for instructions on how to handle the Cosign Rental Application package.2 College students want to apply but they don't meet the financial/income requirement.  They said the four parents can and wo...

When I was originating, I would beat the pants off of any credit union, big bank and small broker's pricing and our refis would take 20 - 30 days at most.So to sum it all up:Might make sense to pay more to use a local broker for a fresh purchase.Definitely makes more sense to do all refinances through the nationwide lenders.One last tip: If you decide to call the big ones (Quicken loans, loan depot, etc.) make sure they know you are shopping their competitors.  

There are lots of great online tools that are intermediaries between the landlord / applicant where the applicant never needs to reveal personal information (such as SSN etc) to the screener.