I would still be exercising regularly but I severely broke my ankle last year causing exercise to be incredibly difficult.

I couldn't use the regular $5 off through the perk page, nor could I use the Pro perk, even though I've paid for a Pro membership.

I am not a regular but I'd make a point of showing up if you or @Seth Sherman were going to be there

I won't mention any names, but one guru is sending out emails regularly about private money gold mine, where it tells you about someone local who wants to lend at x% (sometimes 5 or 6%, or 10%) and how many dollars they want to lend.  

We all have stepped on decks / stairs etc that looked in good shape on top and snap in half showing the center all rotten.You use exterior STAIN, your choice is then, semi transparent which shows the wood grain like regular stains or solid which looks just like a paint but allows the wood to breathe properly. 

A cash out refinance is a just like a regular mortgage however they let you borrow against the equity regardless of the the loan amount.for example.Apraised value of home 100kBalance of mortgage 40kCash out refi will allow you to borrow 80k -  80/20 LTVyou get 40k out of the house As far as I know theese loans are hard to get for non owner occ real estate.If any one knows how to get one in Colorado let me know

you can use FHA and NACCA for rehabs and just regular loans, granted with both you have to either pay pmi or something similar to pmi. 

Track things you are responsible for like income and expenses in report form and review them regularly with a few people you trust and understand your goals.  

Give that person a regular 3 day notice to evict along with any UNKNOWN TENANTS OR a 7 Day Notice for breaking the lease,for SUBLETTING  and moving everyone in.

Under funded Reserves mean that when major items do require attention they either don't get it (parking lot that should have been re-paved 5 years ago but wasn't because there is simply no money to do it), or, hefty "special assessments" are levied that all owners will be required to pay in addition to their regular HOA fees.