Several family members live in the region so we have boots on the ground there as well. 

I think i have a pretty good picture on this question since i work or have worked in half the states in the US.. from the most expensive  Hawaii  CA  etc to the lowest priced Mississippi Alabama and rural PA and Rural Ohio and Indianapolis.. this is just a HIGHLY regional situation.. 

If that doesn’t work then ask to escalate your concerns up the channel, Mgr. and Regional Mgr; etc.  

@Amedeo Conta,Independent mortgage brokers very rarely do stand-alone HELOCs (80/10/10 = example of not stand-alone), so yup it's local/regional depository institution (bank or CU), or big national box brand of same.

They must conduct a full Interior/Exterior URAR “As Is” appraisal.https://entp.hud.gov/idapp/html/apprlook.cfmOnce you provide us with the results of that appraisal, HUD will submit both to the regional Homeownership Center for review and a final determination.

Most shingle installations aren’t as vulnerable to bad trim outs on the edges.

I'd sell it to me, a local investor in the Beaumont region. 

I’m a new investor looking into the Newark/Kearny market and I’m seeing low cap rates and low cash on cash returns compared to other markets in the NE region (e.g.

Also, every region is different, depending on the current demand for services, time of year, etc.

Would hit my specs on price and buying cash without needing to put up any personal money, but I don't really have a ton of good ideas on where and I lose any economies of scale I have by not continuing to invest in the same region.3) Use the HELOC to fund a down payment instead of buying entirely in cash.