I simply refer them to the condition catalog and provide after photos only as needed.Lastly, don't ever waste your time arguing over deposits on the phone. 

highlight_post=5171720&page=1#p5171720https://www.biggerpockets.com/users/ZacharyCole/references

For reference it is a 2 bedroom, 1 bathroom basement with a separate entrance through the garage.

Yuki,When you say lenders credit are you referring to the yield spread/margin given to the buyer/borrower when they choose a higher rate? 

For reference, we're in Texas. 

I have been trying to locate a good real estate accountant that could assist me prior to pulling the trigger on the refinance and it seems most referred accountants I have looked into all specialize in small business accounting as well.

Can anyone recommend or refer us to one they have used in the past? 

I have an Omaha real estate photographer to refer you to.

I was speaking for a 401k in general terms while also referencing the Roth 401k variant without clarifying that I was not talking about a Roth IRA, which is usually referred to as just a "Roth" in most situations.  

If you were referring a buyer to the listing agent, then it would make sense to ask for a referral.