On the IRS website, it says points paid on the purchase of a rental property can be deducted, but most sources say the amount must be amortized over the life of the loan.  

I would prefer the higher loan to value LTV product.  

We’re most interested in great customer service, ease of transactions and favorable savings and loan rates for businesses.Thanks!

We can usually get these done on a DSCR loan without an ltv restriction if they are non-warrantable due to the investment occupancy and nothing major related to HOA.

Lot was free and clear and used as the collateral for the construction loan How did you add value to the deal?

Besides, you don't want to go out and buy a bunch of furniture or take out any sort of loan before closing.

For the multi-family, I was thinking of using a conventional loan since Fannie Mae now has that 5% down for multi-family units.

Hey @Justin Brown I have a great househacking spreadhseet that captures the ROI and cashflow both for the short term and each year after until the loan is paid off.

If you have good credit above 740 and have 25%-30% to put down it’s really not a difficult loan process. 8 Units typically will offer a 1.25% DSCR ratio which is required in most cases but the approval is going to be based on the rents.

Cashflow is often pennies on the dollar of loan paydown and long term appreciation.