This is an investment for both of us, and I am only planning on living here for one year - so we aren't going to be picky when it comes to finding the property.We both have enough money to pay for the down-payment and 3 months' cash reserves, so this is not an issue.

$100k I probably would just clean them if they aren’t bad

I know many banks aren’t doing those right now.

They aren't hurting for work, there's plenty of that.

If you aren't ready to house hack with a duplex-fourplex, I've seen people make single-family homes and SFH with an additional unit and make a killing.

Here you go mate,You can find the good, bad, the ugly and the beautiful lol - https://www.biggerpockets.com/...We aren't perfect but always do our best for all.Much success 🙏

Aren't we all.

This is great to increase your credit line, but they will want equal collateral if you go to sell a property that has been collateralized for your LOC.I really like LOC's because the points and fees on mortgages really start to add up, especially if you aren't in the properties long term. 

This doesn't mean you aren't getting tax benefits.

@Alex Uman I know what you mean, it's like the gap between people / firms using data and the ones who aren't is still huge.