Of course, several states are beginning to outlaw or at least regulate CFDs, so you are correct that the legal ramifications/specifics can vary by state. 

I think your technique would be to find the niche that is least regulated and park there.

There's plenty of discussion on the forums that contradicts our procedure, but we've found that including utilities in the rent is attractive to the majority of tenants; they'd rather pay a premium (because you know we're padding the averages and covering our rear ends) than have to mess with setting accounts up and worrying about scratching three to four additional checks a month.  

I'm not the most experienced guy here but I know enough o know you should not puff your lease up with a bunch of fluff that you cannot regulate or enforce. 

Are regulations conducive to renting?

Also if you are a nonaccredited investor, there are additional options beyond hoping that a 506B sponsor will accept you into a deal (many will not take non-accredited investors at all, and those that do generally have a very limited number of spots versus what they can accept for accredited investors).Crowdfunding is essentially a syndication that is done online and the SEC approved regulation A+ which allows nonaccredited investors to invest in certain offerings.

But that being said I also took the classes and got my license locally so I would know what they knew also regarding regulations and basic contracts.

Instead, to comply with the sellers regulations and also protect our end buyer, we have 2 different ways to do the assignment. 1.

I am aware that this is not a FNMA regulation, but knowing this does me little good if the lender has an overlay with a stiffer requirement. 

If you go to the link below and go to page 10 of the PDF, HUD regulations make it clear that the "gift" has to be a true gift and there can be no expectation of repayment (i.e., making a private loan).