I am playing with the idea of wholesaling if a really low offer is accepted, it would just have to be so low, its almost unreasonable!

Appreciation and upcoming neighborhoods, while the city expands towards that location I'm looking for property plays an important factor and things I consider when investing (future highway projects, future shopping centers, overall city or federal funds invested in that location, etc).  

As long as you know this going in and are good with it, more power to you. 

As long as landlords continue to operate out of fear we will never have answers.Document every thing, all conversations, and, as Greg suggests, be prepared for them to play the "emotion" card.

The power is off and the HVAC looks to be between 6-12 years old.

(https://www.ridgelendinggroup.com/)Their CEO was on a podcast recently saying the DTI has gone up a bit recently, I think she said between 45-50%, obviously with a few variables at play!

I have seen countless videos on YouTube about the power of real estate investing and am looking to try my hand at it.

Commercials loan terms are highly variable and your relationship with the lender will often come into play.

Or should we play it safe and wait until we can refi?

Along with this the USD is buying $1.30ish AUD so you are getting an extra 30% buying power with US Dollars