Even then so, you can deprecate the value of these improvements (sometimes over a very short period of time, even 1 year) so it maybe a wash.

Personally, I would start simple with a single family. 

Hello everyone,I'm currently exploring the housing market in search of my first personal home, which I intend to rent out in the near future after putting in some sweat equity.

He contacted the person to see what the guy would give him but the guy tried to talk him down to a lower down payment.

But ultimately, know this, no matter who you hire, you are the person who's ultimately responsible for your own signature.

I agree with @Jake Baker - this is what you want to do when making it easier for the person handling your books. 

I continue to call the general customer service line, but the person that picked up the call was so useless.

If you were buying a major commercial property, the lender looks a lot less, if at all, at the personal credit of the person who owns the company.

However, it does not provide the same coverage as homeowners insurance, which provides financial protection in case of damage to personal property, disaster or accident such as fire damage or theft.  

Lots of great meetups here as well if you'd like to come out in person and meet many of the top players in person.