I could either get it on $40k per year now in a cheaper market or sit on the sidelines for another 3 years before I get in another good rental SFH in San Diego which offers equity, cash-flow and strong rent growth opportunity

Once you have proved you can sell there are lots of opportunities that don't involve pitching guru courses.All that said, you might want to consider reading "Rich Dad, Poor Dad" if you have not already. 

I've even reached out online & left a vmail.

I spend a good part of my high school years in Ogden, UT, and am always looking for an opportunity to make my way back for the ski season!

Kevin Overstreet shoot me a PM with some numbers of what you're working with, definitely would entertain the right opportunity

Many forms are available online if you want to use a professional form letter.  

Hi @Johnathan Norman, plenty of other opportunities elsewhere, my clients are involved in institutional grade properties across the country.

I have started an online brand for doing outdoor activities trying to get people together that love the outdoors to share their experiences.  

It's my understanding that hard money lenders aren't necessarily the formal businesses you might find online, but simply any person/entity willing to provide a short term loan, collateralized by property, and willing to take (mostly) interest only payments and defer full / majority repayment of the principal upon the term end.

I am looking to begin my adventure in REI to improve my retirement account in order to have the opportunity to retire in the next 5-10 years.