Any equity that you did have will be lost through the negative cash flow you have month to month. 

I have a mortgage with my local bank that is close to being paid off, when it comes time to refinance it and BRRRR I am thinking I need to use an investor friendly lender, am I on the right train of thought or am I better off just using the bank to refinance, being I am in good standing with them?

People selling accept no down owner financed deals for two reasons; either their property has some negative attribute that makes it non financable, or they want, need, or desire to sell at a price greater than the market is willing to pay.

The weather factor is something that weighed strongly in my list of negatives about the area but it is still a great place to live and the OKC area is growing.It was also difficult for me to understand the concept of the real estate market in the midwest.

The only difference is the timeline.The other thing I realized is that I only have to have the capital for the repairs with this method. 

But that doesn't negate the need for the 45 day list. 

This is why I only have 1 sfh.

Private financing is at 11% and will be cash flow negative wither her monthly rent until she purchases the property (she says she will purchase it this year, But who knows).

Hey everyone, I was wondering if there were any real estate agents that live and work in the Rodgers Park neighborhood of Chicago IL. if so, I would love to speak and learn about your experience about finding deals in RPI have analyzed over 500 places using the Bigger Pockets rental calculator, and a lot of them are cash flowiing negative. 

He had negative $10,000 in “savings”.