The return for residential RE has to exceed more passive investment options to justify the effort.Good luck

Sounds like R1 is just making up things to justify their actions.3.

There may be work arounds, such as an FHA 203(k) to add enough value to justify the higher rents or maybe combining units. 

It wasn't quite enough spread to justify the purchase, so i gladly listed it and got it sold.

This can be very expensive and is usually the worst choice to make because you can't justify the cost.2.

Assumed it wasn't a legal unit probably justifiably and said to show proof of same.You'll have more luck changing the bank's mind than an appraiser's.Bigger issue as noted before is solid evidence it's legal.  

For me, less than 1% is tough to justify the double set of expenses, maintenance and vacancies.

My question:I'm not sure there is enough margin on 6k/year to justify a HH.  

I came here justifiably arrogant about my ability to get **** done.

You have a house with 72k ARV, 37k purchase price and 20k necessary repairs (do you have comps to justify 72k?