Also, getting a DSCR loan DOES NOT lower your debt to income ratio if that loan has a personal guarantee (and all of them do if the lender is a national, institutional DSCR lender).Stephanie

Anyone have great luck w any financial institutions around the KC area.....or anywhere else.

The PwC and Urban Land Institute 2021 Emerging Trends in Real Estate: US and Canada report (which is a very prestigious and trusted publication in the real estate investing industry) ranked Raleigh-Durham as the #1 market for overall real estate perspectives in the coming year.Our analysis of the most recent data shows that property prices are relatively affordable in Raleigh with a median value of $447k.

At very least, make sure you know the underlying reason for your criteria, rather than just adopting someone else's blindly.Don't worry: You'll be making tons of painful mistakes before you know it, just like us Pros do!!

If so, which institute should I use to get my license for Florida?

May not work, but never hurts to ask (or shop around and find a financial institution that allows higher LTV).  

I'd say properties $1-5mm could get upwards of 6%, $5-10mm maybe around 4%, and once you start getting into more institutional size deals you're looking at 2%, 1% in a lot of cases.Ultimately there's no black and white way the buy-side fee is handled.

You could possibly attach a quick adoption form to your lease where you adopt every tenant, thus making them all related.

Does anyone have any suggestions on how to find or obtain a list of adjustable rate mortgage properties a given banking institution holds?

Being an early adopter and finding one (or more) in popular, high demand or resort style areas with soft ball regs (or no regs) is often profitable.