Once you complete the final application, we charge a one-time servicing fee of 3% of the requested financing amount before transferring the funds.In addition to the servicing fees, you are also responsible for the title/escrow charges and home appraisal fees.

In Queens, NY many is cash offer and sellers have no problem charge very competitive price maximize their return.

They can estimate $1000 for a vanity install and then find one for $300 they think is just as good and still charge you $1000. 

We can replace flooring, countertops, etc for far less than they charged, but its hard (i.e. impossible) to add 9-foot ceilings after the house is built.

Would they figure that income out by looking at Comps and what we would be able to charge for rent?

They don't charge annual fees, origination fees,and you you can lock a portion of the balance into a fixed rate if you want.

If you must get valley contractors to complete the work you will be charged a premium for travel time both to the project and to the building supply store's, which the closest available stores are in Casa Grande...

So we charged them 1 months rent. 

The wife checks out but her husband has a litany of criminal charges: hit and runs, DUI, etc. from not too long ago.Is this a legitimate reason to deny them? 

If you are getting that many quotes....someone is going to lowball you to get the job then end up charging you twice as much to complete the job.