I would say that when you are new, its best to go with an established lender that has a solid reputation, good reviews, presence online and here on BP - its definitely risky going the informal route when you are just starting out

I spent the last year doing major utilities and security improvements with my own funding, and now am in need of about $120,000 to have a reputable contractor complete this fix and flip.

If you got the same finish (SS, black, whatever) but went with the best they had to offer from a reputable used/refurbished appliance store and saved $1,000 that seems like a win-win.

It sounds like you’ve navigated it so I might have to explore this a bit.

I definitely think it could be something worth exploring depending on your goals. 

Not only that but conventional "Does Not" have an occupancy requirement and FHA has a 12 month OC requirement.Conventioanl does offer a 3% down as well have you explored that option?

With the $$$ exchange rate in some countries I’m wondering if anyone has explored investing in foreign properties and what that experience has been

Hi Christopher,  I am exploring the idea of purchasing a cabin / home for Airbnb rental use and came across your story.

I am trying to find reputable builders in the area that have built multifamily apartments similar to this.

More important than brand is reputation, work on building a good name for yourself.