The transfer was not considered arms length because full value of the asset was not provided 2.

-Loan balance is $65k @ 3% interest, on a 7-1 ARM loan (I am 4 years in), so some type of refinancing is inevitable. 

✓Requirements for a Delayed Financing ExceptionThe original purchase transaction was an arms-length transaction.For this refinance transaction, the borrower(s) must meet Fannie Mae’s borrower eligibility requirements as described in B2-2-01, General Borrower Eligibility Requirements.

But...you'll want to consult with a financial adviser on that.Wages paid to children should be reasonable and documented (arms-length).

Arms length & it worked, his para-legal is a 100lb bulldog who also owns a lot of property.

That's hoping he didn't find any undisclosed deferred maintenance that cost an arm and a leg.

@Jeff McMahanIf your intention is to be personally involved in the rehab process, then a self directed IRA or Solo 401k would not work, as those plans require all transactions occur at arm's length - in exchange for the tax-sheltered status of the retirement plan.The Rollover as Business Startup program would be an option for you to explore.  

It also explicitly mentions that internet sites that provide certificates for a fee without any true evaluation of the need for a service animal do not qualify as documentation of need for an assistance animal but also states some legit certifications are available via the internet.

We are proud of our opportunity here & welcome others with arms wide open. 

I’ve used Tax-in-house in the past as they specialize in real estate agent taxes but now with the investing arm I’m in process of looking for one here myself!