Sounds like you've already taken some very effective steps in seeing the process firsthand.

I don't see how you can compete effectively without significant investments of cash, and for a declining rate of return.

A bank approving a short sale has absolutely no effect upon an HOA foreclosing on a property.  

I think people would say you should be thrown in jail because it was such easy money you were effectively stealing, ha.

Select the columns you want it to base the duplication off of and it will delete duplicates.

What if you and your investors could conveniently and cost effectively diversify into single family rental homes and apartments in one dwelling & one community with one set of rental and maintenance overhead?

Curious to see if you get answer for this.I also have problems when I try to quote someone, it always wants to auto select "Block User"

Why would any business person make a broad statement like this, effectively cutting off their source of potential customers?

Cost effective methods for reaching leads in those states

It was built and occupied as a 2 family before the current zoning went into effect which would make it a legal non-conforming use.