I just bought my first home and feel like had I been more educated on the literature of the mortgage and process itself it would have went a lot better for me.

We are new to real estate investing, and have been spending the past couple of years getting some education. 

I am open to any advice or resources that people may have as I start my journey. 

Something I've learned from Brandon and Josh on the BP Podcast, is that it's only fair that I should be expected to provide value to you if I want education/ mentoring in return.

I just try to figure it out on basic paper and calculator,   I have only 12th grade education.  

Like Brent stated, you could look to do a fix/flip and then if the market supports it, leverage this property to scale up into other properties.I think the only thing that I can add is to identify your goals (short term and long term) and to research and educate yourself about interest rate trends, options, and about investing in real estate.

Which list is the best list to start out with when beginning your wholesale journey?

Plus, if I start in area A, it would likely expedite my journey to area B, but not the other way around.

Why do you want to move money they can use at 15 for education to money they can only access at 65?

Hey @Jaron Smith, I'm not an expert with HML as I'm still new to them so I would recommend a few things that I am doing myself to gain more education on the topic. 1.