Does anyone know a way to avoid this?  

I live in Clackamas, OR and am in a similar mindset as you (out of state rental investments) and am flipping our primary residence right now which should generate some nice cash when we sell in a year (to avoid capital gains)

I'd like to avoid this if possible, as they are just co-signing to help us out, not as a partner, not getting any of the rental income or tax deductions of having the rental.Wondering if there are any creative ways to get around having your cosigner pay capital gains when we refinance to remove them.

It will help one avoid the title issues we saw on this deal.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

@Daryl KingIf your looking to consider renting it to avoid taxes I don’t believe that is necessary, but could be savvy.

Claiming discrimination is not acceptable...you don't deserve that - but you do have a knowledge gap that may make it appear that you're avoiding something that could come back to haunt you under the Fair Housing Act.My recommendation: stop positioning yourself as a victim and start over with the caseworker.

So you don't avoid the taxes, you will just pay them in future years.

I was wondering if anyone could shed some light into some good areas to live/where to avoid? 

I don't believe we will see something like the 2008 housing crisis, but foreclosure should be avoided at all costs so home prices are not negatively impacted. 

I’m looking at Condos in my area in the $250k range, pulling $22.5k out of the 401k to buy, but was considering (if possible) a hard money lender for the other $40k (for 24 months) to avoid pmi (which is $270)My Questions are:Are there hard money lenders to stay away from?