One of the first things that happens when a downturn hits is tightening in lending/credit. 

I've heard that credit unions will give more than 10+ mortgages.

Would a foreign tax credit work?

With bad credit and little to no cash, what steps must I take to attain a rental property

Yes, he does not want to pay rent, so you give him 30 days rent credit through the sell of the house agreement, but set the rent rate high, maybe double normal rent. 

The upside of office is that if you get a credit tenant you can sign to a long-term lease, you have a solid rental stream.

I just would like to know if I will be wasting time to save a few dollars by shopping around or if it is really worth it to bring my business elsewhere.I have great credit (750+) and enough money in the bank to do this deal in cash, if that makes a difference.Thank you so, so much for your time!

The following Quote stopped me in my tracks and I had to read it a several times.CAR projects that by 2025, California will be a majority renter state.

They have paid around $70k into a $170k mortgage over 20 years so far and have been constantly falling into credit card debit, renewing their mortage over and over.. its never ending.

In the last recession, did any of you guys have a 1st lien equity line of credit that was frozen due to the credit tightening from the banks?