Unfortunately, even though my DTI and credit score was good, the underwriting was not so good because I had gone through a debt consolidation program not too long ago which, as some may know, requires you to stop payment on debt for a period of time.

Let it sit on their credit and prevent them from cheating another landlord.

Some of them can pre qualify you without credit pull and they do a desk top appraisal. 

Or a community bank or credit union should be able to help or point you in the right direction.

You'll know all your scores and stats to share with another loan broker to ask them if it's worth pulling credit or if what you have is a good deal.

I am only three years out of college (marketing) and the majority of my professional experience is in sales/ account management (B2C and B2B).

The new rules will go into effect this Spring (2024) and include measures such as registration of vacant housing, inspection requirements to transfer property and the requirement that out of state investors have a "local agent in charge", a representative on the ground in Cleveland to be held accountable for the condition of the property. 

I called my local banks as well some credit unions but they unfortunately only offer for primary and secondary homes. 

My wife and I have a regular W2 job so any cashflow made would just stay in the properties bank account for repairs and maintenance.  

Just make sure to properly set up the accounts that you will need to track your property.