Derrick:Arctic Char is not bad eating ... just an oiler salmon.A friend of mine studies (or studied) Gurry Sharks (called eqalussuaq by the eastern Inuit).  

As far as the FSBO I subscribe to a service called beenverified . com to find current address, emails and phone numbers of people 

My concern is that if I switch insurance, my lender will recognize this as a commercial property and call the loan.

Hello,I was curious to see what people do when cold calling someone for a wholesale.  

Also, a lot of bigger banks have some REO's listed on their websites, but they hold back a ton of inventory called "Shadow Inventory."

They won't be local to you but with Skype and scanners these days, it is more important you get an expert in real estate and someone you can call day or night with questions and who will work with you to create the best tax benefit for your individual situation.  

If so could I in theory call a Real Estate agent and ask them to send me automated properties?

One other thing you could do is to call area banks and county people that have sent out notices and get on their list to alarm you when the send a homeowner a notice for payment.  

Ex in Rock Hill non owner occupant : 100,000 assessed value X 6% X .3296 millage  rate = $1977.60Ex in Rock Hill owner occupant : 100,000 assessed value X 4% X .2152 millage rate = $ 860.80Before you buy any property in SC call the county tax assessor and they can give you the exact taxes for year.

A Zillow ad should get you some calls given its the end of the month.