Then you can consider investing from a solid foundation instead of shifting sand.

If you DM me, I can connect you to himGino

David reach out if I can help in any way.

I don't think that is enough to invest in CA, but hopefully can find people in other markets that can help me. 

Amongst the common misconceptions I see by posters on BP are that hard money loans are junior mortgages to fill the gap between institutional financing and down payment; that it is in lieu of down payment so the borrower can acquire a property with “no money down”, and that it is money borrowed to use for an earnest money deposit.

Certainly, one, as a lender holds most sway PRIOR to issuing a loan, where one can impose/require all of these safeguards. 

As for the land banks I can see the the bid amount on the county website.

You make whomever you can pay you. 2.

CPA and CSS experts, can you help me confirm or correct my understanding? 

Wood quality began dropping on a serious scale in the 1980s due to old-growth timber being almost completely depleted.Most wood used today is grown very fast - not only can you visibly see the difference in quality, but the newer lumber is more prone to rotting due to a lack of heartwood.