When my husband heard he borrowed a sledgehammer and a friend and had them gone and loaded into our pickup in 15 min.

Good luck - let me know if I can be of any assistance (I live and lend in the Charlotte area).

The second was a property that we bought at a discount in a cash deal - the money came from a combo of cash, and borrowing from a HELOC on our primary.For our third - which we are currently saving for, after an extremely bumpy 2011 (non RE reasons) - we will be going with conventional again.

Effectively, you have no coverage for an event where this line of credit cannot be paid off and satisfied.Sometimes an affidavit from the seller or borrower can be used to make the insurer comfortable with providing the requested title coverage.

These farmers were assisted by private money lenders operating out of the local villages.

If there is a balance on a credit account, why would the lender be willing to remove one of the borrowers from responsibility?

You can look up the unforeseen circumstances; however, the others are: marriage, new child, health reasons, to assist an immediate family member in health or medical reasons, change in employment(includes military).

If you're honest and say half of its borrowed you may not get the loan.

Banks are taking their sweet times on some homes. 2-3 years of not paying is pretty average in this area...Heck sometimes they just give the house to the borrower!

My education level is coming across, but I still need a few more months until I am ready to embark on my own journey.In the mean time we will work diligently on decreasing student debt, cc debt ratio, and other open loans.If anyone can assist me in gaining a mentor I would be very appreciative!