Its likely down hill from here out... definitely want to have L&I come out and bare witness to this situation.

At a bare minimum, it should be offered in month 13.  

@Deepa Jan I too am researching properties around Jarrell.As @Pat Brown said, you can manage to just barely break even.

One reason: there's not a lot of 4 bed inventory in our market and the added cost apples to apples, of having a 4th bedroom is barely noticeable.

We have the money, barely, and don't want to go into debt (i.e. paying interest to a 3rd party for the repairs...)  

Hi,I tried two dialing strategy's with the exact same setups where I was calling the exact same list and had connection rates of 7%+ when calling DNC's versus barely 2% when calling non DNC's.

(Bare with with me here, I'm both very detailed and have ADHD.)

Big win here when all I expected was to barely break even.

I'm sure half the general population have the net worth allocation I put in my last post and the other half are negative or barely positive net worth after accounting for HELOCs, consumer debt, student loans, car loans, etc.

At a bare minimum there are some record keeping activities and ability to repay criteria that need to be met.