I’m looking for deals in STL, small multi-family or single family homes. Need someone that is used to investors so when I ask a questions about loans they will know where I am coming from.

I'm assuming you know how to make some or most of these repairs yourself.My advice is talk with a loan officer first. 

My lease doesn’t expire till Dec, but since there have been problems before, the office isn’t fighting it, it’s already rented by the way.2 weeks ago......  2 adults with 4 kids moved in next door.

In my experience as a property manager, I can tell you that any time we need to act on an owner's behalf with an outside agency (utilities, city inspection offices, housing authorities, attorneys), we need to show proof that we have been authorized to act on behalf of the owner that is named on the tax record. 

I'm a Loan Officer working in Scottsdale, Arizona (though I'm licensed both in AZ and SD), and I've been dying to make more real estate connections!

Is it Land, Office, Farm, Retail  Commercial property is extremely broadYou can evaluate without comps as you can use income and re construction cost.. 

Now offices with white collar people.... different story. 

The boots on the ground seems to be more accurate than the folks sitting in offices coming up w this data. 

Different banks equals different loan officers means different thing can be done.

To make matters more confusing, my county's assessors office, Cook County, stated that the building was a 4 unit.