I don't do flips and I don't do complicated deals so consider my opinion in that  light.

@Natalie Kolodij My agent in Cleveland works with a few local lenders who have really flexible terms due to the nature of the depressed housing market.

The City does the plowing and maintains the streets, lighting and parkways.

The light on the floor in the third one makes it look like the floor is gouged and the cabinet backs look really bad from this angle. 

Variables that impact production (lighting, co2, pests) are more easily controlled in an indoor environment.

Isn't that our nature as creative real estate investors?

Human nature?

Hi friends at Bigger Pockets,
My name is Jose, and I am a resident of Oahu, Hawaii, born and raised. I love our land and the culture of aloha we have here. I am an engineer by trade and am married to an awesome wife ...

Some people do well with second chances.Here is an excerpt from our screening criteria, which is more flexible than some....LEGAL/CRIMINAL HISTORY1.Criminal offenses (misdemeanor or felony) of a violent nature against either person or property will result in denial.2.Applicants with a non-violent criminal misdemeanor that occurred more than two years ago or a non-violent criminal felony that occurred more than five years ago may be considered if restitution for their crime was made in full and all time was served.Also, we may require an additional security deposit and demonstration of good employment history, credit history, and rental history since the time of the crime.Multiple offenses may result in denial regardless of what the employment, credit and rental history shows.

You were not buying a NOTE you were originating A new mortgage and prom note @Wayne Brooks as Wayne illustrated your confused on what gets recorded and what needs to be notarized.. the prom note needs neither notary or recordation. its the mortgage that needs both.and that fact that its not already of record means you made a new loan.. once the new loan came to light to the Senior lender I am sure there docs preclude any junior encumbrances or mortgages.