Couple that with the fact that the OP lives and has home court advantage in one of the more profitable REI markets in the nation, and not only is there no reason for him to go out of state, but I personally think it is a REALLY bad idea, based on my own personal experience investing both in and out of state for the last 15 years.

Ya see, Holton-Wise is a large institution around town and she is a smaller private seller.

The national average is around 11 cents/ kwh.

Question did you use a local bank or a national lender?

Work with local lenders that know the conditions in your area - don't even waste time with national banks.

Certification for MCC programs is typically state-specific, so national big bank lenders and credit unions typically aren't in a position to offer it.

I'm considering forming a REI company with a good friend who is a foreign national.

I'm sure other national brokerages offer training as well.

Additionally set you up with a local real estate firm here in Chicago that is contracted by HUD and various other lending institutions to sell their distressed real estate.

This woman is so shady I wouldn't be surprised if she's only pretending to be part of the legitimate, national brokerage, but I'm surprised why they haven't called me back.